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Short answer: none of the big US live TV bundles will sell you 12 months up front. YouTube TV, Hulu + Live TV, Fubo, Sling, DirecTV Stream and Philo all bill month to month, so a year with any of them costs twelve times the monthly price: roughly $300 to $1,200. The licensed services that do sell a true annual plan are the smaller ones: Frndly TV, ESPN (Select and Unlimited), Peacock, Paramount+ and NFL+. On those, prepaying saves about two months' worth, but only if you would have kept paying for at least nine or ten of the twelve months anyway.
At a glance
12 months of licensed live TV
| Sell an annual plan | Frndly TV, ESPN, Peacock, Paramount+, NFL+ |
| Monthly only | YouTube TV, Hulu + Live TV, Fubo, Sling, DirecTV Stream, Philo |
| Cheapest full year | Frndly TV Basic, $83.88 prepaid |
| Typical annual saving | About 2 months free (17% to 33%) |
| Prepay only if | You'd keep it 10+ months anyway |
The five services that sell 12 months
If you type "IPTV 12 months" into a search bar, you're mostly shown sellers promising a year of everything for the price of a takeaway dinner. The licensed market looks very different. Only a handful of legitimate services let you pay once for a year, and they're the narrower, cheaper ones. Here is every licensed annual plan we could confirm, with US prices as of October 2026.
| Service and plan | Monthly | 12 x monthly | Annual price | You save |
|---|---|---|---|---|
| Frndly TV Basic | $8.99 | $107.88 | $83.88 | $24.00 (22%) |
| Frndly TV Classic | $10.99 | $131.88 | $95.88 | $36.00 (27%) |
| Frndly TV Premium | $12.99 | $155.88 | $119.88 | $36.00 (23%) |
| ESPN Select | $13.99 | $167.88 | $139.99 | $27.89 (17%) |
| ESPN Unlimited | $31.99 | $383.88 | $319.99 | $63.89 (17%) |
| Peacock Premium | $12.99 | $155.88 | $129.99 | $25.89 (17%) |
| Peacock Premium Plus | $19.99 | $239.88 | $199.99 | $39.89 (17%) |
| Paramount+ Essential | $8.99 | $107.88 | $89.99 | $17.89 (17%) |
| Paramount+ Premium | $13.99 | $167.88 | $139.99 | $27.89 (17%) |
| NFL+ | $6.99 | $83.88 | $49.99 | $33.89 (40%) |
| NFL+ Premium | $14.99 | $179.88 | $99.99 | $79.89 (44%) |
Two patterns jump out. Most of the big-media annual plans are priced at exactly ten times the monthly rate, which is the industry's standard "two months free." Frndly and NFL+ go further, and NFL+ looks like the best deal on paper, though as you'll see below, the football calendar makes that saving partly an illusion.
Frndly TV. The only service on this list that is a cable-style channel bundle: Hallmark, A&E, History, Lifetime, Game Show Network and around 50 other entertainment channels, with no major sports or cable news networks. Pick it if you want a full year of background TV for under $10 a month. Skip it if you need ESPN, CNN or local stations, none of which it carries.
ESPN Unlimited. Every ESPN network plus ESPN+ content in one app, without a cable login. Pick it if you watch college football in the autumn and college basketball in the winter, because that covers most of the year. Skip it if you only care about Monday Night Football; four or five months of monthly billing is cheaper.
Peacock and Paramount+. Not live TV bundles, but each carries the live feed of a broadcast network's sports: Sunday Night Football, NBA and Premier League on Peacock, NFL on CBS and Champions League on Paramount+. Pick one if the sport you follow runs most of the year, as European soccer does. Skip it if you watch for one season only.
The bundles that only bill monthly
The services most people mean when they say "live TV streaming" don't offer an annual term at all. There's no prepay button, no yearly checkout and no discount for committing. A year is just twelve bills, and the price can rise in the middle of it.
| Service and plan | Monthly (Oct 2026) | 12-month total | Annual option? |
|---|---|---|---|
| Hulu + Live TV (new subscribers) | $99.99 | $1,199.88 | No |
| DirecTV Stream Entertainment | $89.99 | $1,079.88 | No |
| Fubo Pro | $88.99 | $1,067.88 | No |
| YouTube TV Base | $82.99 | $995.88 | No |
| Sling Orange + Blue | $64.99 | $779.88 | No |
| Sling Orange | $45.99 | $551.88 | No |
| Philo Essential | $25.00 | $300.00 | No |
| Fox One | $19.99 | $239.88 | Not as a standalone |
Those totals exclude tax, Fubo's regional sports fee (up to $15.99 a month in some markets) and add-ons such as 4K or extra streams, so a real year is usually a little higher. Sling's Blue price also varies by ZIP code, because it charges more in markets where local ABC, Fox or NBC are included.
Why no annual plans? Because these services pay carriage fees to channel owners on per-subscriber terms that are renegotiated constantly, and fixing your price for a year would leave them exposed when those fees go up. You can see the effect in the hike history: Hulu + Live TV has raised its price every autumn since 2023, and Fubo raised every plan by $15 in mid-2026 when NBCUniversal channels returned.
The upside of monthly billing is flexibility. Every one of these services lets you cancel at any time and keep access until the end of the month you've paid for, which matters a lot for the strategy below.
The breakeven month: when prepaying wins
An annual plan is only cheaper if you would otherwise have paid for enough months. Divide the annual price by the monthly price and you get the breakeven point: the number of months of monthly billing that cost the same as a year.
| Plan | Breakeven | Prepay makes sense if you'd keep it... |
|---|---|---|
| NFL+ Premium | 6.7 months | 7+ months a year |
| NFL+ | 7.2 months | 8+ months |
| Frndly TV Classic | 8.7 months | 9+ months |
| Frndly TV Premium | 9.2 months | 10+ months |
| Frndly TV Basic | 9.3 months | 10+ months |
| ESPN, Peacock, Paramount+ | 10.0 months | 10+ months, honestly all year |
That last row is the one most people get wrong. ESPN, Peacock and Paramount+ annual plans only beat monthly if you'd keep the service at least ten months out of twelve. If you're the kind of subscriber who drops Peacock after the football season and picks it back up the following September, the annual plan is the more expensive way to pay.
A quick test: look at your bank statements for the last year. If a service shows up in ten or more months, prepay it. If it shows up in six, don't.
Not ready to commit? Sling has no contract: pay month to month and cancel online anytime.
See this month's plans →When a 12-month plan costs you more
NFL+ is the clearest example, because its headline saving is the biggest and its season is the shortest.
The NFL regular season runs from early September to early January, with the playoffs into February. If you only want RedZone, full-game replays and live local and primetime games on your phone during the season, that's five or six months of NFL+ Premium:
- Monthly, September to January: 5 x $14.99 = $74.95
- Monthly, September to February: 6 x $14.99 = $89.94
- Annual plan: $99.99
So the "44% saving" only exists if you'd have paid for seven or more months. For an in-season-only fan, monthly is $10 to $25 cheaper. The annual plan does make sense if you use NFL+ for replays and NFL Network programming through the offseason.
ESPN Unlimited has the same issue for a football-only fan. August to January monthly is 6 x $31.99 = $191.94, compared with $319.99 for a year. The annual plan wins only for households that also follow college basketball, the NBA on ESPN or tennis through the spring.
Two more things to check before prepaying anything:
Refunds. Annual plans are generally non-refundable once the year starts. Cancelling usually stops the renewal, not the current term, so treat the money as spent.
Where you buy. If you subscribe through Apple, Google, Roku or Amazon, the annual option may not be offered, or may be priced differently. Buying directly from the service is the usual way to get the annual price.
A licensed year built from annual plans
Because the big bundles can't be prepaid, the only way to "buy 12 months" of broad live TV legally is to assemble it from services that can. Here's one stack, priced at October 2026 annual rates:
| Piece | Covers | 12-month cost |
|---|---|---|
| Indoor or attic antenna (one-time) | Local ABC, CBS, Fox, NBC, PBS | About $30 to $60 |
| Frndly TV Classic, annual | Hallmark, A&E, History, Lifetime and more | $95.88 |
| ESPN Unlimited, annual | All ESPN networks | $319.99 |
| Peacock Premium, annual | Sunday Night Football, NBA, Premier League | $129.99 |
| Total | About $576 to $606 |
That's around $400 less than a year of YouTube TV and about $600 less than Hulu + Live TV at new-subscriber pricing. What you give up is real: no CNN, Fox News or MSNBC-style cable news, no TNT or TBS, no FX, no one-app guide, and you have to switch between apps. Add Paramount+ Essential ($89.99 a year) if CBS's streaming extras and Champions League matter to you.
If that's too much juggling, a year of Philo Essential at $25 a month ($300) is the cheapest single-app option among the monthly bundles, though it carries no sports networks and no local channels.
The "12 months" offers to walk away from
Most of what you'll find under this search is sold by unlicensed resellers, and they're easy to spot once you know what licensed pricing looks like.
- Too many channels for the price. Licensed bundles with 100+ channels cost $80 to $100 a month in 2026. A year of "20,000 channels" for $60 or $80 can't be paying the channel owners.
- A year that is cheaper than one month of the real thing. If the annual price undercuts a single month of YouTube TV, ask yourself where the content comes from.
- Payment by crypto, gift card or a messaging app. Licensed services take ordinary cards and are sold inside the official app stores.
- "Lifetime" or "24 months" upgrades. Licensed live TV services don't sell those terms at all.
The practical risk isn't abstract: those services disappear without warning, and a prepaid year is the most you can lose. Card chargebacks rarely help when the seller is offshore.
Our pick
For most households: don't look for a 12-month plan on the main bundle. It doesn't exist. Pay monthly for YouTube TV or Sling, and cancel during months you don't watch.
Prepay these, if you'd keep them ten months or more: Frndly TV Classic ($95.88) for entertainment channels, and ESPN Unlimited ($319.99) for sports households that follow more than one season.
Don't prepay these unless you watch all year: NFL+ and Peacock, whose value is concentrated in the football season.
Quick answers
Can I buy 12 months of YouTube TV up front? No. YouTube TV bills monthly only, at $82.99 for the Base Plan as of October 2026, which is $995.88 over 12 months before tax.
Which live TV services offer an annual plan? Frndly TV, ESPN Select and Unlimited, Peacock, Paramount+ and NFL+ sell annual terms. YouTube TV, Hulu + Live TV, Fubo, Sling, DirecTV Stream and Philo do not.
What is the cheapest 12-month live TV plan? Frndly TV Basic at $83.88 a year, which works out to $6.99 a month. It covers entertainment channels only, with no sports, news or locals.
Is a 12-month plan always cheaper? Only if you'd otherwise pay for most of the year. ESPN, Peacock and Paramount+ annual plans break even at ten months, so a seasonal viewer pays less monthly.
Can I get a refund on an annual plan? Generally no. Cancelling usually stops the next renewal rather than refunding the current year, so check the terms before you prepay.
Are cheap "IPTV 12 months" deals legal? Offers of thousands of channels for a small yearly fee aren't licensed. Legitimate services list their channels, take card payment and sell through official app stores.
Does an annual plan protect me from price rises? For the term you've paid, yes on the services that sell one. When it renews, you pay the price in force at that point.
Prices are US list prices before tax and regional fees, taken from each service's published pricing and recent announcements. Promotional and app-store pricing can differ, and services change plans without much notice, so confirm at checkout. Checked October 2026.